Cyber Insurance

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Cyber Liability Coverage: Protects against a range of cyber events including Computer Attack, Cyber Extortion, and Misdirected Payment Fraud. It covers expenses for data and system restoration, business loss, public relations, investigator costs, and funds diverted to fraudulent destinations. Also includes Network Security Liability and Electronic Media Liability, which cover lawsuits related to third-party data breaches, malware propagation, denial of service attacks, copyright infringement, defamation, and privacy violations.

Misdirected Payment: Responds to wrongful money transfers by the business or their bank, covering direct financial loss resulting from criminal deception.

Computer Compromise: Responds to unauthorized access to a business's computer system, covering direct financial loss from altered or entered data.

Data Compromise Response Expenses: Provides resources to respond to a breach of personal information, covering forensic IT, breach notification, credit monitoring, legal counsel, and more.

Identity Recovery: Offers expense reimbursement and case management services to help business owners recover from identity theft, covering legal expenses, lost wages, case management, and more.

Cyber Extortion: Helps a business respond to an extortion threat, covering investigator costs and approved ransomware payments.

Computer Attack: Responds to a computer attack that damages data and systems, covering data restoration, system restoration costs, and public relations services.

Network Security Liability: Provides defense and settlement costs for lawsuits alleging system security failures that caused third-party damages.

Electronic Media Liability: Covers defense and settlement costs for lawsuits alleging that displayed information on the insured's website caused third-party damages.

Data Compromise Liability: Provides defense and settlement costs for lawsuits related to breaches of personal information.